resources

Don’t reduce your Purchase Price but OFFER a buyer a real saving to purchase your home.

When listing a home for sale we continue to see Price reductions only to pull the market down, reduce the number of buyers and leave more listing on the market for a longer time. Market the property to sell. Offer a seller buy down out of the gate, this will increase the number of qualified buyers offering them a great home but with affordability. A mortgage payment reduced by hundreds of dollars for a few years is a big deal. Equity will increase, principle will be reduced and the forecast is mortgage rates will drop a little let year.

The Modern Open House.

Let's talk about the new Modernizing Open House method: Modernizing your open house will be critical to running and pushing excellent content to potential consumers and buyers as the market shifts, and inventory builds. Each Property has its own story, from needing some " TLC " or help increasing the affordability to potential buyers in today's expensive housing market. I have combined a sample of technology I use in Lender Launchpad and mixed it with content & strategies from my financing background. That enables me to help get valuable information to more buyers or agents who might be passing or thinking about stopping by your open house. ..................................................................... 4-Step Process For Your Next Open House. Step 1: Input property into Listings @Lender Launchpad Step 2: Add specific content to help educate potential buyers. ( like Total Cost Analysis videos, Virtual Tours, Agent Video with property details, Loan Program PDFs to download, Matterport Videos, etc. ) Step 3: Publish the listing, which generates its unique property site, which can be used for active listing, coming soon, FSBO, etc. ( example site - https://michaelking.lenderlaunchpad.com/listing/17624-w-maryland-ave-waddell-az-85355/ Step 4: A Open House Flyer is automatically generated to support your next open house. ( the QR code points to your unique property site and pushes content to the potential buyers or agent's phone when scanned )

VA home loan

VA 100% financing with no loan limits and no mortgage insurance to eligible veterans with full entitlement. The VA home is an amazing program. As a mortgage bet myself I have helped so many families with this program. To learn more call or email me today.

VA Cash-out Refinance

90% LTV Cash Out VA Refinance available for qualified Veterans. Great program for debt consolidation, home improvement, etc., to help homeowners. Call me today, as a vet myself I love the VA home loan program.

USDA Home Loan

USDA Program is providing affordable homeownership opportunities that promote prosperity and creates a thriving community in rural areas. Call or email me today to learn more about this program.

The Perfect Home Loan

The perfect loan for every borrower. It's my goal to help guide, education and evaluate as a team the perfect loan for your families financials. Let me help you with the perfect loan. Call or email me today and let's get started.

Self Employed home loan

Self-employed and having trouble getting a conforming or jumbo loan? We offer several QM and NON QM home loan programs for self-employed borrowers. Call me to learn more about options that may work for you.

Second Home

Go ahead, live your dreams. Buy a second home with as little as 10% down. Call or email me to learn more about this amazing program.

Reverse Mortgage

The golden way to purchase or refinance. Retire in the home of your dream without monthly mortgage payments. If you are age 62 or older, you may be able to use this program. Call or email me to learn more about a Reverse Mortgage.

One Time Construction Loan

A one-Time Close Construction Solution. Finally, a solution for construction-to-permanent needs. If your looking to build your dream home call or email me to learn more.

Medical Professionals Loan

Medical Professional's Mortgage Loan - The perfect prescription. We offer some great options for the medical professionals out looking to buy a new home. Call or email me today to learn more about this program.

Manufacture home loans

When affordable housing is the goal, we offer financing for manufactured homes. FHA, conventional and VA financing available. Call or email me today to find out more about these programs.

Loan Program Reference Sheet

Mortgage loan have different rules and guidelines for different program. My goal is to help you understand what loan fits your families financial needs. This is a basic sheet as of today but please call or email me to talk about your needs.

Kiddie Condo

Don't let your student loans keep you from purchasing your fist home. A great way for young adults to get started buying their first home is by using the FHA "kiddie Condo" loan program. Call or email me to learn more.

Homestyle Financing

Go ahead build it. The homestyle program provides financing for home improvements and repairs for up to 75% of the property's after-improved value, with as little as 3% down. Call or email me to learn more about this amazing program.

Home Ready

Are you ready for a more affordable way to get into your dream home? HomeReady allows for a down payment as low as 3% as well as cancellable mortgage insurance in the future. Call or email me to learn more about this program.

Home Possible Loan

Do you think buying a home is impossible? Think again! Home Possible and Home Possible Advantage offer an affordable 3% and 5% down solutions making achieving the dreams of home ownership possible. Call or email me to learn more about this program.

Home Plus home loan

Home Plus Down Payment Assistance Program offers help with down payments for both FHA and conventional and other programs. This is a great program helping home buyers making the home dream come true. Call or email me today to learn more and if you qualify.

Government Pricing

AFI is now extending new government pricing directly to customers. While most lenders across the nation are pulling back on low FICO score/low rate mortgage options, AFI steps up and extends new government pricing directly to customers helping more families. Call or email me to learn more.

Foreign National Home Loan

Foreign National Financing is available. This program is for non U.S. citizens living and working outside of the United States who would like to purchase/refinance a second home or investment property in the U.S. Call or email me today to learn more about this program.

FHA loan on a Condo

AFI offers FHA financing on Condominiums. Condos offer an affordable option to first-time homebuyers, smaller families, and those in metropolitan areas. To learn more about all the options call or email me today.

FHA 203K mortgage loan

Turn your vision into reality with a FHA 203K home loan. Instead of trying to buy a new home at the crazy new prices, fix up or renovate your current home and increase your homes value today. This is a great option that can help families.

Don’t let a Foreclosure or Bankruptcy hold you back from buying a home.

Don't let your foreclosure or bankruptcy keep you from purchasing a home. We have programs that can make you eligible after 3 years on a foreclosure or short sale and 2 years after a bankruptcy. Call me to learn more.

Don’t let a down payment hold you back

You can actually buy a new home with NO down payment still today. We offer several programs to help home buyers, both FHA and conventional home programs. Call me to learn more.

Doctors Loan

The Right Mortgage Treatment for Doctors. AFI is now offering exclusive financing for physicians. Let the proper treatment for begin with features fit for a doctor. Amazing programs, if you have questions please call me and let me help.

660 credit score home loan

660 credit score and home loan options. We have FHA, VA, USDA and conventional home loans that will qualify. This credit score guidelines changes but we can help. Get pre-qualified today or call me with questions.

580 credit score mortgage loan

Don't let your low credit score keep you from the mortgage you need! AFI offers a 580 credit score program with flexible underwriting guidelines, unpaid collections of up to $2,000 allowed (medical and Charge off's excluded). Call me to learn more about this option.

90 day Flip Rule

FHA loans have a 90 day flip rule. A property that is being resold within 90 days or fewer following the current owner's date of acquisition is not eligible for an FHA -Insured Mortgage. We need 91 days for a new contract. Contact me to learn more and ways to still buyer a home that's been flipped.

3% Down Payment Conventional Program

Do you kneed a low down payment conventional loan program? AFI offers this program for home buyers that qualify. 3% Down Conventional Financing, minimum 620 credit score, purchase or rate and term refinance, 1 unit primary residences, 1 borrower must be a first-time home buyer. Contact me for more information.